To facilitate investment in Saudi Arabia, the Kingdom offers appealing incentives designed to encourage investment with the potential to diversify and improve the Kingdom's competitiveness.

Special incentives and assistance are offered to foreign-affiliated enterprises and international companies wishing to create offices in the Kingdom, in order to promote clustering activities, ensure knowledge transfer, and accelerate the development of skills and competencies within the Kingdom.

LOAN PROGRAMS

Loan program for public/private investment projects

Financing for public/private investment projects offering:

  • Reduced interest rate
  • 4-6 grace period
  • Long term extended to 22-25 years

Loan program for economic development and reform in Arab countries

This program offers loans and facilities to help address the overall balance of payment deficit of member countries, including 4 types of loans that vary in size, terms, and maturity.

Financing facilities for trade transactions of goods of Arab origin

This loan program offers refinancing of Arab exports to Arab & non-Arab countries through lines of credit, e.g., pre-export credits, post-shipment credits, buyers’ credits, and import credits.

Political and commercial risk insurance for investments and export credit guarantees

Insurance schemes and guarantees to encourage investments in Arab countries, and enhance inter-Arab trade and Arab exports worldwide.

Equity and debt financing for enterprises and productive projects in member countries

Offers different financing schemes to support investment capital of projects, grants loans to enterprises and productive projects, and accepts deposits to mobilize financial resources in accordance with the provisions of Islamic law.

ENERGY AND UTILITY ENABLEMENT

Enabling energy and utilities in industrial cities

EMPLOYMENT SUPPORT PROGRAM

Tamheer program

The program offers on-the-job training programs for Saudi graduates including:

  • Financial support of SAR 3,000 ($800) per month during the 3 to 6 months of training with occupational hazard insurance.

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Program to support the growth of Saudization of enterprises

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Professional certification support program

The program aims to enable the Saudi workforce to obtain professional certificates accredited in several professional fields required by the labor market (CMMP, CIT, PMP, etc.). Additionally, HRDF provides reimbursement for training costs and test fees.

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Doroob Program

Doroob is a comprehensive electronic learning platform enabling Saudi nationals to obtain certifications approved and recognized by the main companies in the Kingdom.

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EXPORT CREDIT FINANCING, GUARANTEE, AND INSURANCE

Credit financing, guarantee, and insurance

Saudi Arabia offers incentives for pre-export financing to Saudi exporters' buyers and post-shipment financing to international buyers of Saudi goods.

ATTRACTIVE LAND SOLUTIONS

Saudi Authority for Industrial Cities and Technology Zones (Modon)*:

Royal Commission for Jubail and Yanbu*:

Economic Cities and Special Zones Authority (ECZA):

King Abdullah Economic City (KAEC):

National Industrial Development Centre

FINANCIAL INCENTIVES FOR R&D

FINANCIAL INCENTIVES FOR R&D

Investment in selected local and international R&D projects with potential to boost the country's economic growth and self-reliance.

MULTI-PURPOSE LOAN

Finance capital expenditure items not resulting in rated production capacity increases, but potentially improving the borrower's business or operations.

TAX CREDIT AND EXEMPTION

Tax Credit on Saudi National Payroll and Training Cost
NIDC offers up to a 50% tax credit on Saudi national worker's payroll and training costs for 10 years.

SMEs ECOSYSTEM STIMULUS

Indirect lending initiative
This program is designed to enhance SME lending by offering competitive loans to licensed financing companies that are used in turn to provide financing solutions and loans with competitive advantages for SMEs.